Saturday, May 29, 2010

Phi and the Fibonacci Series




Phi and the Fibonacci Series


Leonardo Fibonacci discovered the series which converges on phi
In the 12th century, Leonardo Fibonacci discovered a simple numerical series that is the foundation for an incredible mathematical relationship behind phi.
Starting with 0 and 1, each new number in the series is simply the sum of the two before it.
0, 1, 1, 2, 3, 5, 8, 13, 21, 34, 55, 89, 144, 233, 377 . . .

The ratio of each successive pair of numbers in the series approximates phi (1.618. . .) , as 5 divided by 3 is 1.666..., and 8 divided by 5 is 1.60.

The table below shows how the ratios of the successive numbers in the Fibonacci series quickly converge on Phi. After the 40th number in the series, the ratio is accurate to 15 decimal places.
1.618033988749895 . . .

Compute any number in the Fibonacci Series easily!
Here are two ways you can use phi to compute the nth number in the Fibonacci series (fn).
If you consider 0 in the Fibonacci series to correspond to n = 0, use this formula:
fn = Phi n / 5½
Perhaps a better way is to consider 0 in the Fibonacci series to correspond to the 1st Fibonacci number where n = 1 for 0. Then you can use this formula, discovered and contributed by Jordan Malachi Dant in April 2005:
fn = Phi n / (Phi + 2)
Both approaches represent limits which always round to the correct Fibonacci number and approach the actual Fibonacci number as n increases.


Friday, May 28, 2010

Flow Of Bank Credit To Infrastructure


The Gray Colour is the one meant for infrastructure.
We also need to know the power sector always has high demand and day by day it is growing(Multiples).Intrestingly the telecom sector is shrinking or has attained a state of decline.The growth of telcom was grown up and gone peak in the year 2008,from there on start declining.

Tuesday, May 25, 2010

Wednesday, May 19, 2010

TIME IS MONEY


Take Time:
Take time to think

It is the source of all power.
Take time to read-
It is the fountain of wisdom.


Take time to play-
It is the source of perpetual youth.
Take time to be quiet-
It is the opportunity to seek God.


Take time to be aware-
It is the opportunity to help others.
Take time to love and be loved-
It is God’s greatest gift.


Take time to laugh-
It is the music of the soul.
Take time to be friendly-
It is the road to happiness.


Take time to dream-
It is what the future is made of.
Take time to pray-
It is the greatest power on earth.


Take time to give-
It is too short a day to be selfish.
Take time to work-
It is the price of success.
There is a time for everything

Tuesday, May 18, 2010

Who Knows?


The Person Who knows : How To Work: Will Always Have A Job !
The Person Who Knows :Why To Work" Will Always Be His Boss !!

Monday, May 17, 2010

INFLATION




INFLATION -A Comparison Chart above is neat enough to say all.

Sunday, May 16, 2010

Thursday, May 13, 2010

Indian Rupee's Volatile past

The charts shows a fact- from 2008 onwards there was a change in the trend Rs Vs US$.infact it was eratic in 2008, due to the recession. Again in 2009 it shoot up to Rs.51.00,i think that was the all time high.



Chart Source: LiveMint

Mind and Victory


' A mind troubled by doubt
cannot focus on the course to victory'

Sunday, May 9, 2010

FRIENDSHIP

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..................\__/......a`a_........\___/\...................._.
...................................o. ........)...........(....................\
.....................\........__=´ ...._/.^♠^..._\..................;
......................,...,./ ............=\_-♥-.._=/._..-~~~-././
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FRIENDSHIP IS SOMETHING SPECIAL
DOES NOT IMPORT THE DIFFERENCES
WHEN He or She Is FRIEND.
ITS LUCK TO HAVE FRIEND.


A friend is someone who is always there
A friend is someone who will always care
A friend is someone you can call on day or night
Whether days delight, or nights freight

A friend is someone who may miss seasons passed
A friend is someone who will last, and last, and last
A friend is someone who lasts the years
No matter the difference in careers

A friend will lie to keep you happy
A friend will tell you the truth when things go crappy
A friend is someone who helps you through the troubles of this earth
And helps you remembers the gifts you were given at birth

A friend will always be
A friend can always see
A friend will always be a friend to me
I’d like to thank my friends for being friends to me! ! ! kamini: We all need someone
To talk to in our life,
A friend to whom we run
In times of stress or strife

A friend who's always there
Throughout the years,
A friend we know will care
And take away our fears.

A friend who's always near,
Waiting for our call,
To wipe away our tears,
And lift us when we fall.

A loving friend indeed,
On whom we can depend
To fulfill our every need
`·.¸(¨`·.·´¨)
      `·.¸.·´           `·.¸.·´

 "Special"
is a word
that is used to describe
something one-of-a-kind
like a hug
or a sunset
or a person who spreads love
with a smile or kind gesture.


 
  (¨`·.·´¨)           (¨`·.·´¨)  
   `·.¸(¨`·.·´¨)        `·.¸(¨`·.·´¨)
      `·.¸.·´           `·.¸.·´

 
"Special"
describes people
who act from the heart
and keep in mind the hearts of others

     
  (¨`·.·´¨)  
       `·.¸(¨`·.·´¨)
          `·.¸.·´

"Special"
applies to something,
that is admired and precious
which can never be replaced.

  
(¨`·.·´¨)           (¨`·.·´¨)  
   `·.¸(¨`·.·´¨)        `·.¸(¨`·.·´¨)
      `·.¸.·´           `·.¸.·´

            (¨`·.·´¨)  
            `·.¸(¨`·.·´¨)
               `·.¸.·´
 "Special"
is the word
that best describes
YOU!


          
   (¨`·.·´¨)  
             `·.¸(¨`·.·´¨ )
                `·.¸.·´ ...
^♥^       ^♥^ 

   ^♥^               ^♥^ 

^♥^       ^♥^ 

   ^♥^  ^♥^ ^♥^      ^♥^ ^♥^
^♥^       ^♥^ 

   ^♥^        ^♥^ 

^♥^       ^♥^ 

   ^♥^  ^♥^ ^♥^      ^♥^ ^♥^

Saturday, May 8, 2010

Peon's daughter makes it to IAS


Fri, May 7 05:53 PM
Chandigarh, May 07 (PTI) Sandeep Kaur, the daughter of a peon from Morinda in Punjab, has made it to the IAS.

Sandeep is the eldest of her three siblings and attributes her success to her father employed in Morinda sub-tehsil.

Citing her father as her immense source of inspiration behind her success, Sandeep, a civil engineer from Panjab Engineering College, had the sole goal of making it to the IAS.

"I dedicated myself to preparing for the civil services and failure at earlier attempts made me stronger to prepare for the examinations," she says.

Her dream is to work against female foeticide which is a big problem in Punjab. Meanwhile, in a congratulatory message, Chief Minister Prakash Singh Badal complimented Sandeep Kaur and her family members, saying she had done the state proud by making it to the IAS despite her economically poor family background. PTI

Source:-http://in.news.yahoo.com/20/20100507/1416/tnl-peon-s-daughter-makes-it-to-ias_1.html

Thursday, May 6, 2010

Forgetting Is Not That Easy


'It takes a minute to have a crush on someone,
an hour to like someone
and a day to love some one
but it takes a lifetime to forget someone.'
.

Wednesday, May 5, 2010

Predicting the market is a waste of time; and here's why.

I happen to read this today in one of the expert bloggers called Mr.Illango and really glad to re-post here.So that, the content will reach to as many people as we can.

Market is market and it will do what it has to do. It does not care about anyone.. Most of the people predicting about the market are only engaged in educated guesses.
.
I can also indulge in guesswork but the fact is - I don't "know" what markets are going to do in the future. Some may ask, How can you be in this business and not know what markets are going to do?
.
Well, trust me trading business has nothing to do with prediction. It is more a skill on how to navigate markets than knowing the map of the market.
.
Plan Actions and Visualize Scenarios:
Let me start with a great quote from George Soros - The financial markets generally are unpredictable. So that one has to have different scenarios. The idea that you can actually predict what's going to happen contradicts my way of looking at the market.
The action approach should be - Don't think about what the market's going to do; you have absolutely no control over that. Instead, think about what you're going to do if market does anything what you have envisaged or visualized.
.

What every traders needs to understand?
1.. There is a huge difference between trading correctly and making an accurate market prediction.
2.. In the final analysis, predicting the market is not what's important. What is important is using sound trading practices.
3.. And if sound trading habits are all that is important, there is no reason to try to predict the markets in the first place.
4.. It is the discipline that keeps one in the market for long timeand not the forecast ability.

When one predicts
- one searches for that market behavior; and if market starts behaving otherwise
- one gets angry and start fighting the market.
That's why - one should have an open mindset towards market behavior and not trapped in prism of one's prediction.
.
There is a famous saying which also sums up the attitude one should have towards the market - I have no idea what the market will do, but that is ok and I will play whatever comes my way.

Courtesy: Deepak Singh of "State of the Market" blog
.

Monday, May 3, 2010

Success & Failure


'Success Is Not Permanent & Failure Is Not Final.
So Never Stop Working After Success
& Never Stop Traying After Failure.'

Sunday, May 2, 2010

Conservative Investing is Successful Investing


Mention conservative investing and what you often get are people who think that conservative investing means putting money away in the biggest, most stable enterprises which in turn guarantees safety of principal. If the invested capital happens to also appreciate in value, then even the better. But if not, at least being conservative helps one sleep better at night. That may indeed be true, but unless you're ready to ignore inflation, many investors have it backwards when it comes to conservative investing.

While it’s indeed true that enterprises like utilities are defined as conservative, simply buying the large, well known companies does not fulfill the goal of a successful conservative investment approach. Instead, such a viewpoint increases the confusion between acting conservatively and behaving conventionally.

Two Definitions

Conservative investing, when understood and applied properly, is not a low risk low return strategy. Investors must understand two definitions to appreciate the appropriate means by which to invest conservatively.

1. A conservative investment is one which carries the greatest likelihood of preserving the purchasing power of one’s capital with the least amount of risk.

2. Conservative investing is first, the understanding of a conservative investment is, and second, following a specific course of action needed to properly determine whether or not particular investments are indeed conservative investments.

Where many investors falter in attempting to invest conservatively is blindly assuming that by purchasing any security that qualifies as a conservative investment, they are in fact, conservative investors. In other words, such investors simply focus on the first definition.

Such a viewpoint is limited and costly. A successful conservative investment approach requires not only an understanding of what a conservative investment is, but more importantly the correct approach to take in order to identify what truly qualifies as a conservative investment.

Characteristics of Conservative Investment

If based on the first definition, investors already know what qualifies as a conservative investment, then one needs to know what characteristics define a conservative investment which is where the second definition comes into play. There are four broad categories with investors can use to identify a conservative investment.

1. The Safety Factor

Clearly any conservative investment should be able weather market storms better than most. In other to do this, certain characteristics stand out. First, a business should have a low cost of production. Being a low cost producer has the principle advantage that when a bad year hits the industry, the low cost producer has best chance of still churning out a profit or reporting a smaller net loss. Second, a business should have a strong research and marketing department. A company that can not compete by staying abreast of market changes and trends is doomed in the long run. Finally, management should possess financial skill as in doing so they will be well versed in things like per unit cost of production, maximizing return on invested in capital, and other essential elements of business success.

2. The People Factor

This is a rather self-explanatory qualification for a conservative investment. But take notice that excellent people can only be beneficial after a business has demonstrated the signs of quality above. Take note of Warren Buffett’s advice:

“When a management team with a reputation for brilliance tackles a business with a reputation for bad economics, it is the reputation of the business that remains intact.”

A small company can succeed on the heels of one or two exceptionally talented people. But as a business grows, people throughout the organization must be counted if the company is to succeed and remain a conservative investment.

3. Business Characteristics

This third quality requires a little more work for investors but its well worth the effort. Here, the goal for investors is to determine what advantages or disadvantages may prevent the business from growing and earning more profits despite satisfying the first two conditions. Things to consider are the competitive landscape of the business. The existence of many competitors or the relative ease with which new competition can enter can affect the best of companies. The potential for excessive regulation could also be a game changer.

In essence, remember that just because a company satisfies the obvious conditions of being a conservative investment always remember to consider this third condition. The following examples will illustrate this concept further.

Those Who Fail and Those Who Pass

Great examples of those businesses that pass the test include names like Coca-Cola, Wal-Mart and Johnson and Johnson. These companies have demonstrated time and time again the strength of their franchises. Even more importantly, both of these companies will likely continue to have very favorable future prospects. Coke essentially competes with Pepsi and Dr. Pepper and no one else. More so, it’s unlikely that entrepreneurs are sitting in garages thinking about creating the next great soft drink company.

Because Wal-Mart exists and succeeds, that should raise a red flag for most other retailers, save for Target and a few specailty retailers. Remember Circuit City, which used to be number 2 to Best Buy in electronic retailing? It’s now bankrupt in no small part due to Wal-Mart. Toys ‘R’ Us was taken out in a private transaction a few years ago due to various competitive threats which likely included Wal-Mart's expansion of its toy department.

Of course once a passing company has been identified, the stock price matters only inasmuch as to determine the value gained. Today, names that pass and trade at very attractive prices include Kraft Foods, Pfizer, and Vodafone.

A Collective Approach

Investing conservatively is not about simply identifying large well-known businesses, but going through a process that identifies why a particular company qualifies as a conservative investment. And as you can see from the names above, being an conservative investor can lead to some of most dependable and respectable returns in the market.


This Article wriiten By:- SHAM GAD